Saturday, March 15, 2008

How is your bloggING?

I would like to hear from the real estate agents, SEO's and others that have been blogging on Active rain for some time. Have you seen any visible effect on your PAGE RANK, website traffic - in fact your overal business.

What are the best way to blog on Active rain to draw traffic to your site. Is blogging to increase traffic from a COPY and marketing standpoint different than blogging to increase Ranking, or are they both mutually dependent?

I have been blogging for the past 4 months or so and i have manage to increase my ranking for keyword HUNTSVILLE ALABAMA REAL ESTATE to around # FOUR position in Google. Of course, i have down other things such as social media and article submission, but i am interested in hearing the effects on blogging on your real estate business.

Saturday, March 08, 2008

Huntsville Alabama Mortgage foreclosure Help

If you are a residence of Huntsville Alabama or your home is located in Madison county area chances are you are not stridently affected by the mortgage fiasco that now holds the financial markets in a blizzard.

However, if you own one of the one in 1,758 homes, or 0.06 percent of the North Alabama homes that are in foreclosure or facing foreclosure, there might be some solution to your problem.
Talk to your mortgage credit or loan company and renegotiate the loan. Banks do no want your house; they want your money. Ask for an extension of the loan or a month or two grace- period.

If you have bad credit or little credit some Huntsville mortgage lenders or banks are issuing FHA loans for customers with credit glitches that result in lower credit scores. In addition, the interest is affordable given that interest rates are gyrating around 6 percent and construction cost easing, NOW is the time to purchase a home, refinance or to renegotiate you Alabama mortgage loans.

Visit Alabama mortgage for a list of mortgage companies that operate in Alabama and the daily mortgage rates.

Also study the Huntsville real estate market. Visit sites like http://www.besthomesofhuntsville.com/ or http://www.huntsvillepr.com/ for Huntsville Alabama real estate market news

Friday, March 07, 2008

Huntsville Alabama Mortgage: Good Credit Bad Credit

In a large part, Huntsville Alabama real estate market has weathered the mortgage foreclosures storms that are now raking and riving the nation. Even in other parts of Alabama, like in Jefferson County, whose financial center is Birmingham, the situation is dire. The county is now considering on filing bankruptcy to settle a financial crisis surrounding $3.2 billion of sewer debt.
In the Huntsville / Madison county area, however, housing prices have steadily appreciated, but not with a balloon effect like in other parts of the country, such as in California, which tellingly suffered, and is still suffering from the real estate crisis. In the last quarter of 2007 one of every 194 homes, or 0.52 percent, in the U.S. was facing foreclosure, according to real estate industry figures. In Madison County, it was one of every 1,758 homes, or 0.06 percent.

Huntsville in a strong housing market means sound Huntsville mortgage loans are available and Huntsville mortgage lenders attest that good loans are available for houses in Huntsville area. With the anticipation of the BRAC Huntsville effect, the increase in business from Huntsville Research Park (the second largest of its kind in the nation), and industrial development like the Toyota car manufacturing plant housing demand has remained strong and consistent.
These factors have created a buyer's market. Mortgage loans are readily available for those who qualify. Rates are low (ranging from an average of 5.7 to 6.5 percent in Alabama) to help the economy and housing market improve in general, and Huntsville real estate professionals are urging prospective buyers that now is the right time to buy.

"I don't think we should be concerned with the activity we are experiencing in this area," says Lofton, manager of New South Federal Savings Bank in Huntsville. "I think we are still in a buyer's market, but we all know that can turn around quickly. I think building a home now would be smart and timely."

The primary factor in any loan is your credit score. A good credit score (700 and up) will likely qualify you for a conforming loan and a lower interest rate with better options. New technology and a host of financial options make it easier for people with good credit to apply and receive an Alabama mortgage fast. Software allows them to enter a loan amount, house price and credit score into a manifold of programs that can qualify you for a loan. An immense portfolio of loan products is readily available.

If you are thinking about a home in Huntsville Alabama, but you are worried about your credit score, some Huntsville banks are issuing FHA loans for customers with credit glitches that result in lower credit scores. In addition, the interest is affordable given that interest rates are gyrating around 6 percent and construction cost easing, NOW is the time to purchase your dream home.
Most Alabama mortgage loans are underwritten in conjunction with the Alabama Housing Finance Authority and many banks offer 100 percent financing – no down payment - and a 30-year fixed rate mortgage. People in a low- to medium-income bracket can qualify for these loans, making it feasible for them to own a home.

If you live in Huntsville or are considering relocating to the area, now is the right time to purchase your Huntsville home. For more information on Huntsville Alabama real estate market visit http://www.huntsvillepr.com/ or Visit http://www.alabamasmortgage.com/ for more Alabama mortgage information

Sunday, March 02, 2008

Huntsville Alabama Real Estate Market: Solid as a Rock

If you are in the real estate market either as a commercial property investor or you are just looking for a home in Alabama, Huntsville offers a rich choice of properties at fantastic prices: from enticing 3 bedroom homes to prestigious, sophisticated mansions; from secluded vacation retreats to exquisite condos and townhouses with graceful curb appeal.
Come to Huntsville and witness for yourself the amazing real estate growth that the city has engendered. While the prices of homes have fallen as much as 23.4 percent nationally and 16.9 percent in Alabama, for January 2007, in comparison with the year before, Huntsville homes sales has been steady. Thanks to the Base Realignment and Closures ( BRAC ) that is expected to draw over 5000 jobs to the Huntsville Alabama area in the next couple of years, mainly from scientist and army personnel from Virginia and Georgia.
In addition, significance attaches to the fact that while the national foreclosure rate is about 5.5 percent, the highest figure in the U.S. in 20 years, Huntsville is cruising at a sustainable rate of 0.25 percent.
In 2007 Huntsville total home sale volume was $985,972,253 a boost of 5.1% over 2006. The average sales price of $212,494 was a handsome increase of 4.6% over 2006. The median sales price of a home sold in Alabama during the fourth quarter of 2007 was $130,260. Huntsville, however, has experience dramatic changes towards more luxurious, higher priced homes. Through November 2007, the average price of a home was $196,549. “Those figures don't include another roughly 500 generally higher-end homes a year sold by builders not included the Realtors' multiple listing service”, according the Huntsville Realtor Association.
In Huntsville, the variance we’re observing today is that the price ranges of new homes five years ago, was in the region of $80,000 to $400,000. Now that range is an amazing $125,000 to $2 million.
Huntsville corporate housing market has also been blessed by the influx, primarily due to the boon from the city’s Research Park, the second largest of its kind in the Nation. Exquisite properties are being developed in the south of Huntsville mainly in the eastern section which is more tranquil, surrounded by gorgeous scenery and with a fantastic view of the city. Real estate properties in The Ledges, The Hampton Cove, masterpiece homes nestled at the foot-hills of Monte Sano Mountain, just a few miles from all the amenities of the city, are just some of the sophisticated properties in the area.
The Huntsville commercial property and office market remained upbeat and on the move in 2007 with an “overall vacancy rate of 7.36 percent, which is well below the national average of 12.5 percent," according to Bart Smith, a managing broker with Graham & Co. in Huntsville, Birmingham-based company that publishes an annual report tracking the local office, industrial and retail markets.
If you are thinking of Alabama, think of Huntsville. With a low crime rate, low unemployment percentages, the distinction of being rated as one of the top best places to raise children and with remarkable real estate properties at attractive prices, Huntsville is the place to call home.
For more information on Huntsville Alabama real estate market visit: http://www.huntsvillepr.com/